Do homeowners get anything back on their insurance?

Homeowners may see insurance savings. Insurance is highly personalized based on individuals, their range of insurance needs, and the communities where they live. Per the Home Fire Sprinkler Coalition, many insurers offer discounts for sprinklered homes – so homeowners should shop around because savings vary. State Farm, for example, identifies an automatic sprinkler discount. Travelers Insurance lists interior sprinklers under its protective-device discount, and Allstate notes that sprinklers may qualify for a homeowners discount. No Colorado insurer has a blanket discount approach when it comes to fire sprinklers or other home features, so homeowners should obtain a written quote confirming their eligibility and the annual premium reduction.